![]() ![]() If you still have balances on unpaid purchases, it would be beneficial to pay them off to possibly increase your chance of approval. If you have been declined because we have not been able to verify your details, it may be that there is conflicting information held by the Credit Reference Agencies so Klarna is unable to confirm your identity. Good to know: You can sign up for free to one of the Credit Reference Agencies (Experian or Transunion) to understand your credit profile and for guidance about how it could be improved. History of positive behavior as a Klarna customer can improve your chances of being approved, so ensure to not miss a payment. You need to be at least 18 in order to use Klarna's payment options. Automatic payments will be made each month by direct debit and you can also pay off the full amount anytime. ![]() With an instant credit decision, you can complete the purchase with up-front terms and conditions. ![]() This credit option allows you to spread your cost over time. Your first installment will be collected when your order is confirmed by the merchant and instalments 2 and 3 are scheduled 30 and 60 days later, respectively. Enter the credit or debit card details of your choice and make automatic payments every 30 days. Split your purchase into three payments so you can spread the cost of your purchase over time. Get what you love today and pay up to 30 days after placing your order. Manage your orders and payments in the Klarna app. Select Klarna at the checkout to pay as you like for your purchase. Read more aboutĪdd item(s) to your cart and head to the checkout. Displayed estimates are not generated by Klarna, final estimates are made upon checkout. Representative example: Representative APR (variable) 14.9% APR with an assumed credit limit of £1,200 and a purchase rate of 12.9% p.a. ![]()
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